With banks tightening the grip on land loans more and more buyer clients have started using  owner financing to obtain their dream property. This allows the  buyer to buy their property with less money down and also less aggravation of dealing with banks. I am seeing properties purchased with a little as 10 ( Ten ) percent down and loans with 3 to 5 year balloon payments. The payments are figured over a 15 to 30 year amortization  period.  Properties with Paved Roads, Underground Utilities, Community Water, and Septic Permits on file are some of the type properties available . The days of not being able to get the Down Payment for a land purchase are reduced and these are desirable properties. These Properties consist of  USFS borders, Long Range View Lots, Executive Lots, Unrestricted properties, and Creek/Branch Lots. Here are links to Owner Financed options for you to preview. If I can make your dream happen with my local knowledge being able to save you thousands, please contact me at Dex@DexHubbard.com and my Cell # is 828-361-4710, and check out two separate MLS Search Engines and see all properties available, www.DexHubbard.com, Cheap Quality View/Creek/Executive Land Lots Stating at 6,900.00, Call Dex and let him lead the way.  See LINKS Below